Maximising Your Home Loan Approval

Follow these dos and don'ts to improve your chances of home loan approval

Dos Don'ts
Investigate loan and property details thoroughly.
Avoid applying for a Home Loan on multiple aggregator sites to maintain approval chances.
Plan for unexpected expenses wisely.
Refrain from carrying excessive loans to maintain a favourable creditworthiness.
Keep all necessary paperwork organised.
Avoid overspending on Credit Cards or delaying loan repayments to prevent a negative impact on your credit score.
Improve your credit before applying for a Home Loan.
Don't commit to a Home Loan beyond your means to ensure manageable repayments.

Following these guidelines can significantly improve your home loan approval chances.

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Home Loan Information

Everything you need to know about our home loan offerings

Types of Home Loans

  • New Home Purchase

    Finance your dream home with competitive interest rates

  • Home Construction

    Build your house exactly as you envision

  • Land Purchase + Construction

    Combined loan for land purchase and construction

  • Home Renovation

    Upgrade and enhance your existing property

  • Balance Transfer

    Switch your existing loan for better rates

Key Features & Benefits

  • Competitive interest rates starting from 8.50%*
  • Loan amount up to ₹10 Crore
  • Flexible repayment tenure up to 30 years
  • Quick approval process
  • Minimal documentation required
  • No hidden charges

Application Process

1

Online Application

Fill out the simple online application form

2

Document Submission

Submit required documents for verification

3

Property Evaluation

Technical and legal assessment of property

4

Loan Approval

Quick processing and loan sanction

5

Disbursement

Loan amount transferred as per agreement

*Terms and conditions apply. Interest rates may vary based on profile and market conditions.