Frequently Asked Questions
1. What services does Unique Finance Group offer?
We offer personal loans, business loans, home loans, loan against property, credit score consultation, and financial advisory services.
2. Who can apply for a loan?
Any salaried or self-employed individual between 21 and 60 years old with valid ID, address proof, and income documentation.
3. How fast can I get the loan approved?
Loan approvals usually take between 24 to 72 hours, depending on the document verification and loan category.
4. What is the interest rate range on your loans?
Interest rates vary depending on your credit score, type of loan, and repayment capability. Contact us for personalized quotes.
5. Do you offer loans without collateral?
Yes, we offer unsecured loans such as personal loans without any collateral, subject to eligibility criteria.
6. How do I check my loan eligibility?
You can contact us directly or use our loan eligibility calculator on the website for a quick assessment.
7. Are there any processing fees?
Yes, a nominal processing fee is applicable based on the type and amount of loan. It will be communicated during the application process.
8. Can I prepay my loan?
Yes, loans can be prepaid either partially or fully. Prepayment charges may apply as per the lender’s policy.
9. What documents are required?
Basic documents include ID proof, address proof, bank statements, income proof, and business proof (if applicable).
10. How can I apply for a loan?
You can apply online via our website or visit our nearest branch with necessary documents.
11. Do you help with credit score improvement?
Yes, our team provides credit consultation services to improve your CIBIL score and eligibility for better loan options.
12. Can I track my loan status online?
Yes, registered users can log into their dashboard to track loan application status, payments, and EMI schedules.
13. Are your services available PAN India?
Yes, Unique Finance Group serves clients across all major cities and towns in India.
14. Do you provide business loans for startups?
Yes, we offer startup loans and MSME loans depending on the business model, creditworthiness, and available documentation.
15. How can I contact customer support?
You can reach us via our helpline number, WhatsApp chat, or email through the Contact Us section of our website.